HSBC Premier World MasterCard Credit Card Review


[ad_1]

With the HSBC Premier World Mastercard credit card, you’ll get access to travel and shopping benefits including:

  • An $85 credit towards TSA Precheck expedited screening fees
  • Cellphone protection
  • Global Wi-Fi access with Boingo
  • Free FICO credit score access
  • Identity theft protection
  • Up to $50 in Uber and Lyft credits each year

Maximizing Rewards

The HSBC Premier World Mastercard credit card earns two points per dollar on travel and one point per dollar on all other purchases. You should plan to make $3,000 or more in the first three months from account opening if you want to earn this card’s 35,000-point sign-up bonus.

Comparison to Other Cards

Annual fee: There is no annual fee with the HSBC Premier World Mastercard credit card for qualifying HSBC Premier customers. If cardholders do not qualify as a Premier customer, the annual fee is $95 ($0 first year). The Blue Cash Preferred Card from American Express has a $0 introductory annual fee for one year, then a $0 introductory annual fee for the first year, then $95 annual fee.

Rewards: The HSBC Premier World Mastercard credit card earns two points per dollar on travel and one point per dollar on all other purchases. With the Blue Cash Preferred Card from American Express, you will earn 6% cash back on up to $6,000 in spending each year at U.S. supermarkets (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis, ride-hailing services, parking and buses), and unlimited 1% cash back on other purchases.

Welcome offer: With the HSBC Premier World Mastercard credit card, spend $3,000 or more in the first three months from account opening, and you will earn 35,000 bonus points. You can earn a $300 statement credit with the Blue Cash Preferred Card from American Express when you spend $3,000 in purchases on your new Card within the first 6 months.

Benefits: Cardholders of the HSBC Premier World Mastercard credit card get benefits including an $85 credit towards TSA Precheck expedited screening fees, cellphone protection, global Wi-Fi access with Boingo and up to $50 in annual Uber and Lyft credits. With the Blue Cash Preferred Card from American Express, cardholders have benefits including car rental loss and damage insurance, fraud protection and return protection.

Annual fee: The HSBC Premier World Mastercard credit card has no annual fee for qualifying HSBC Premier customers. Remaining customers pay a $95 ($0 first year) annual fee. The Citi Double Cash Card – 18 month BT offer has an annual fee of $0.

Rewards: With the HSBC Premier World Mastercard credit card, you’ll earn two points per dollar on travel and one point per dollar on all other purchases. With the Citi Double Cash Card – 18 month BT offer, you’ll earn 1% cash back on purchases and 1% back as you pay for those purchases.

Sign-up bonus: With the HSBC Premier World Mastercard credit card, earn 35,000 bonus points when you spend $3,000 or more in the first three months from account opening. The Citi Double Cash Card – 18 month BT offer does not offer a sign-up bonus.

Benefits: With the HSBC Premier World Mastercard credit card, benefits include trip cancellation insurance, travel accident insurance, auto rental insurance and airport concierge service. Citi Double Cash Card – 18 month BT offer holders get benefits including identity theft support and zero dollar liability on unauthorized charges.

[ad_2]


Leave a Reply

Your email address will not be published. Required fields are marked *