The Wells Fargo Visa Signature Card comes with Visa Signature benefits. These benefits include:

The Wells Fargo Visa Signature Card offers multiple ways to earn points quickly. Cardholders can earn five points for every dollar spent on gas, drugstore and grocery purchases up to $12,500 for the first six months of opening the account. Cardholders earn one point for each dollar spent on all other purchases. Points can be redeemed for 50% more value when used to purchase airfare.

Annual fee: Wells Fargo Visa Signature Card has an annual fee of $0, and the Bank of America Customized Cash Rewards credit card has an annual fee of $0

Rewards: The Wells Fargo Visa Signature Card earns five points for every dollar spent on gas, drugstore and grocery purchases for the six months of opening the account on purchases up to $12,500, and one point per dollar spent on all other purchases. The Bank of America Customized Cash Rewards credit card earns 3% cash back in a category of your choice, including gas, online shopping, travel, dining and drug stores, and 2% cash back at grocery stores and wholesale clubs. The 3% and 2% cash back earnings are eligible on up to $2,500 in combined choice category, grocery store and wholesale club purchases each quarter (then 1%). All other purchases earn 1% cash back.

Sign-up bonus: The Wells Fargo Visa Signature Card does not have a welcome offer. The Bank of America Customized Cash Rewards credit card offers a $200 cash rewards bonus after making $1,000 on purchases in the first 90 days of account opening.

Benefits: The Wells Fargo Visa Signature Card has benefits that include travel protection, purchase security, extended warranty protection, zero liability protection, rapid alerts for suspicious transactions, and cellphone damage or theft protection. The Bank of America Customized Cash Rewards credit card offers monthly FICO credit score access for free and zero dollar liability for fraudulent purchases.

Annual fee: Wells Fargo Visa Signature Card has an annual fee of $0, and the Blue Cash Everyday Card from American Express has an annual fee of $0 (See Rates & Fees).

Rewards: The Wells Fargo Visa Signature Card offers five points for every dollar spent on gas, drugstore and grocery purchases for the six months of opening the account on purchases up to $12,500, and one point per dollar spent on all other purchases. The Blue Cash Everyday Card from American Express offers 3% cash back on purchases up to $6,000 a year at U.S. supermarkets (then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on other purchases.

Welcome offer: The Wells Fargo Visa Signature Card does not have a welcome offer. The Blue Cash Everyday Card from American Express offers a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Benefits: The Wells Fargo Visa Signature Card offers purchase security, price and extended warranty protection, overdraft protection if you link your card to a Wells Fargo checking account, zero liability protection, rapid alerts for suspicious activity and travel features. The Blue Cash Everyday Card from American Express provides benefits, including car rental loss and damage insurance, access to the Global Assist Hotline and fraud protection.