LATAM Visa Secured Card holders get benefits including:

You will earn one point per dollar on all purchases with the LATAM Visa Secured Card. All you have to do to earn the 5,000-point sign-up bonus is use the card to make your first purchase.

Annual fee: The LATAM Visa Secured Card has a $25 ($0 first year) annual fee. The Secured Mastercard from Capital One does not have an annual fee.

Rewards: You will earn one point per dollar on all purchases with the LATAM Visa Secured Card. The Secured Mastercard from Capital One does not have a rewards program.

Sign-up bonus: The LATAM Visa Secured Card earns 5,000 bonus points with your first purchase. The Secured Mastercard from Capital One does not offer a sign-up bonus.

Benefits: With the LATAM Visa Secured Card, cardholders get an auto rental collision damage waiver, travel accident insurance and more. Cardholders of the Secured Mastercard from Capital One get benefits including emergency card services, fraud coverage and Mastercard identity theft protection.

Rewards: Cardholders earn one point per dollar on all purchases with the LATAM Visa Secured Card. Using the Discover it Secured Credit Card, you can earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter and 1% cash back on all other credit card purchases.

Sign-up bonus: The LATAM Visa Secured Card offers 5,000 bonus points with your first purchase. There is no sign-up bonus with the Discover it Secured Credit Card, but Discover automatically matches all of the cash back you’ve earned in your first year.

Benefits: LATAM Visa Secured Card holders get benefits including an auto rental collision damage waiver and travel accident insurance. With the Discover it Secured Credit Card, cardholder benefits include a free FICO credit score each month, free overnight card replacement and the ability to freeze your account if your card is lost or stolen.