With the U.S. Bank Cash+ Visa Signature Card, you have access to the full slate of Visa Signature benefits including:

Maximizing your benefits with the U.S. Bank Cash+ Visa Signature Card starts with spending $2,000 or more each quarter in the two spending categories you have selected to earn 5% cash back. One everyday category of your choice earns 2% cash back. All other eligible net purchases earn 1% cash back. When you spend $500 in eligible net purchases in the first 90 days of account opening, you’ll earn $200.

Rewards: With the U.S. Bank Cash+ Visa Signature Card you earn your cash back rewards on a three-tiered system. For the first $2,000 spent in combined eligible net purchases each quarter in two categories of your choice, you’ll earn 5% cash back. One everyday category earns 2% cash back, and all other eligible net purchases earn 1% cash back. The Discover it chrome card gives cardholders 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases per quarter. It earns 1% cash back on all other purchases.

Sign-up bonus: The U.S. Bank Cash+ Visa Signature Card offers $200 when you spend $500 in eligible net purchases in the first 90 days of account opening. There is no sign-up bonus for the Discover it chrome card, but Discover doubles your total cash back rewards for the first year for new cardholders.

Benefits: U.S. Bank Cash+ Visa Signature Card holders receive benefits including zero fraud liability coverage. Discover it chrome cardholders have access to benefits including a free monthly FICO credit score and no foreign transaction fee.

Annual fee: Neither card has an annual fee.

Rewards: The U.S. Bank Cash+ Visa Signature Card pays out cash back rewards on a three-tiered system. On the first $2,000 in combined eligible net purchases each quarter in two categories of your choice, you’ll earn 5% cash back. One everyday category of your choice earns 2% cash back. All other eligible net purchases earn 1% cash back. The Chase Freedom Flex offers 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase, 3% cash back on dining at restaurants and drugstores and 1% cash back on all other purchases.

Sign-up bonus: With the U.S. Bank Cash+ Visa Signature Card, when you spend $500 in eligible net purchases in the first 90 days of account opening, you’ll earn $200. With the Chase Freedom Flex, you’ll receive a $200 bonus when you make at least $500 on purchases in your first 3 months from account opening.

Benefits: U.S. Bank Cash+ Visa Signature Card holders get access to benefits including zero fraud liability coverage. Chase Freedom Flex cardholders receive consumer protection benefits including zero-liability protection, purchase protection, and extended warranty protection.