TD Cash Credit Card holders get access to benefits including:

The TD Cash Credit Card earns 3% cash back on dining purchases, 2% cash back at grocery stores, and 1% cash back on all other purchases. When you spend $500 within 90 days after account opening, you will earn $150 cash back.

Annual fee: The TD Cash Credit Card charges an annual fee of $0. The Chase Sapphire Preferred Card charges a $95 annual fee.

Rewards: The TD Cash Credit Card rewards program offers cardholders 3% cash back on dining purchases, 2% cash back at grocery stores, and 1% cash back on all other purchases. The Chase Sapphire Preferred Card offers five points per dollar on Lyft rides (valid through March 2022), two points per dollar on travel and dining at restaurants and one point per dollar on all other purchases.

Sign-up bonus: New TD Cash Credit Card holders can earn a $150 cash back sign-up bonus if they make purchases of at least $500 within 90 days after account opening. The Chase Sapphire Preferred Card offers new cardholders the opportunity to earn 80,000 bonus points if you make purchases totalling at least $4,000 on purchases in the first 3 months from account opening. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.

Benefits: TD Cash Credit Card holders get access to benefits including no foreign transaction fee and zero liability protection. The Chase Sapphire Preferred Card has no foreign transaction fee and offers consumer benefits including purchase protection, extended warranty coverage, and trip cancellation and interruption insurance.

Annual fee: The TD Cash Credit Card charges an annual fee of $0. The Chase Freedom Flex card has no annual fee.

Rewards: With the TD Cash Credit Card rewards program, you earn 3% cash back on all dining purchases, 2% cash back on groceries, and 1% cash back for purchases in all other spending categories. The Chase Freedom Flex card offers cardholders 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase, 3% cash back on dining at restaurants and drugstores and 1% cash back on all other purchases.

Sign-up bonus: TD Cash Credit Card holders can earn a $150 cash back bonus if you make purchases of $500 within 90 days after account opening. The Chase Freedom Flex card offers a $200 bonus when you make purchases totalling a minimum of $500 on purchases in your first 3 months from account opening.

Benefits: With the TD Cash Credit Card, cardholders get access to no foreign transaction fee and zero liability protection. Chase Freedom Flex cardholders are given access to consumer benefits including zero-liability protection, purchase protection and extended warranty protection.