Journey Student Rewards from Capital One from Capital One Benefits
The Journey Student Rewards from Capital One card benefits include:
- Emergency card services
- Fraud coverage
By making monthly payments on time, cardholders can boost their monthly cash back earnings to 1.25% for all purchases made, maximizing their rewards while establishing good credit practices.
Comparisons to Other Cards
Annual fee: Both cards have no annual fee.
Rewards: The Journey Student Rewards from Capital One card offers 1% cash back on all purchases, plus the incentive to boost cash back to 1.25% if payments are made on time. The Discover it Student Cash Back offers students a $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. Enroll every quarter to earn 5% cash back at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal up to the quarterly maximum each time you activate. All other purchases automatically earn 1% unlimited cash back.
Welcome offer: The Journey Student Rewards from Capital One card does not have a welcome offer. The Discover it Student Cash Back will automatically match all cash back earned at the end of the first year for new cardholders.
Benefits: The Journey Student Rewards from Capital One card offers benefits such as emergency card services and fraud coverage. The Discover it Student Cash Back offers Discover’s Freeze it app, which allows cardholders to freeze and unfreeze their card at any time. Access to a free monthly FICO score is also available.