The following consumer and travel protection benefits are available to IHG Rewards Club Traveler Credit Card holders:

The IHG Rewards Club Traveler Credit Card is most valuable when used for purchases at IHG hotels, where you’ll earn 15 points per dollar. You’ll receive double points at grocery stores, restaurants and gas stations and one point per dollar on everything else. The easiest way to earn bonus points: Charge $2,000 on purchases within the first three months of account opening to get the card’s 60,000-point welcome offer.

Annual fee: Neither card charges an annual fee.

Rewards: The IHG Rewards Club Traveler Credit Card earns 15 points per dollar on IHG purchases; two points per dollar on grocery store, restaurant and gas station purchases; and one point per dollar on all other purchases. With the Hilton Honors American Express Card, cardholders earn seven points per dollar on eligible purchases at participating Hilton hotels or resorts; five points per dollar at U.S. restaurants, U.S. supermarkets and U.S. gas stations; and three points per dollar on all other eligible purchases.

Welcome offer: A 60,000-point welcome offer is available to new IHG Rewards Club Traveler Credit Card holders who charge $2,000 on purchases within the first three months of account opening. The Hilton Honors American Express Card offers 80,000 bonus points when you make $1,000 in eligible purchases within the first 3 months of Card Membership.

Benefits: IHG Rewards Club Traveler Credit Card holders can take advantage of various benefits, including an auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement, travel accident insurance, travel and emergency assistance services, and extended warranty protection. Along with Hilton Honors Silver status, Hilton Honors American Express Card benefits include car rental loss and damage insurance, access to the Global Assist Hotline, fraud protection and no foreign transaction fee.

Annual fee: Neither card carries an annual fee.

Rewards: The IHG Rewards Club Traveler Credit Card earns 15 points per dollar on IHG purchases; two points per dollar on grocery store, restaurant and gas station purchases; and one point per dollar on all other purchases. Earn three points per dollar on eligible Marriott Bonvoy hotel purchases; two points per dollar on select travel purchases; and one point per dollar on all other purchases with the Marriott Bonvoy Bold Credit Card.

Sign-up bonus: With the IHG Rewards Club Traveler Credit Card, you’ll earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening. The Marriott Bonvoy Bold Credit Card offers a 30,000-point welcome offer when you charge $1,000 on purchases in your first 3 months from account opening.

Benefits: You’ll have access to an auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement, travel accident insurance, travel and emergency assistance services, extended warranty protection, and more with the IHG Rewards Club Traveler Credit Card. Marriott Bonvoy Bold Credit Card benefits include baggage delay insurance, concierge service, lost luggage reimbursement, purchase protection and trip delay reimbursement.