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IHG Rewards Club Premier Credit Card Benefits
Cardholder benefits offered by the IHG Rewards Club Premier Credit Card include:
- One reward night hotel stay each year
- Trip cancellation and interruption insurance
- Baggage delay insurance
- Lost luggage reimbursement
- Purchase protection against damage or theft
- Upgrade to IHG Rewards Club Platinum Elite status with room upgrades and other perks
Maximizing Rewards
Because an IHG Rewards Club Premier Credit Card holder earns 10 points per dollar on all eligible IHG hotel purchases as a cardmember and 15 points per dollar on top of that as an IHG member, cardholders should use the card when staying at participating IHG hotels around the world. Cardholders also earn two points for every dollar spent at gas stations, grocery stores and restaurants, and one point per dollar spent on all other purchases. The sign-up bonus is the best way to maximize rewards. You’ll earn 125,000 bonus points when you spend $3,000 on purchases within the first three months of account opening.
Comparison to Other Cards
Annual fee: The IHG Rewards Club Premier Credit Card has an annual fee of $89. The Chase Sapphire Preferred Card has a $95 annual fee.
Rewards: Cardholders earn 10 points per dollar on all eligible IHG hotel purchases with the IHG Rewards Club Premier Credit Card, and 15 points per dollar on top of that as an IHG member. The card also offers two points per dollar on purchases made at gas stations, grocery stores and restaurants, and one point per dollar on all other purchases. The Chase Sapphire Preferred Card offers five points per dollar on Lyft rides (valid through March 2022), two points per dollar on travel and dining at restaurants and one point per dollar on all other purchases.
Sign-up bonus: The IHG Rewards Club Premier Credit Card earns 125,000 bonus points plus a Reward Night after spending $3,000 on purchases within the first three months of account opening. The Chase Sapphire Preferred Card earns 80,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening.
Benefits: IHG Rewards Club Premier Credit Card holders receive one reward night at a participating IHG hotel each year, an upgrade to Platinum Elite status with perks including room upgrades, and travel and purchase coverage. The Chase Sapphire Preferred Card offers travel and purchase coverage, concierge access and the option to transfer your points to leading frequent travel programs at one to one value.
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