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HSBC Cash Rewards Mastercard | U.S. News

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HSBC Cash Rewards Mastercard credit card Benefits

HSBC Cash Rewards Mastercard credit card holders receive benefits including:

  • Cellphone protection
  • Free FICO credit score access
  • Identity theft protection
  • Rental car collision damage waiver

Maximizing Rewards

Getting the most rewards with the HSBC Cash Rewards Mastercard credit card means just using your card to take advantage of the 3% cash back on up to $10,000 in purchases during the first 12 months after opening an account. After that, you’ll earn 1.5% unlimited cash back on all purchases.

Comparisons to Other Cards

Annual fee: The HSBC Cash Rewards Mastercard credit card charges an annual fee of $0. The Capital One Quicksilver Cash Rewards Credit Card has an annual fee of $0.

Rewards: The HSBC Cash Rewards Mastercard credit card gives you 1.5% cash back on all purchases after the first 12 months, plus a 10% cash back anniversary bonus on cash back earned each year. You earn 1.5% unlimited cash back on all purchases with the Capital One Quicksilver Cash Rewards Credit Card.

Sign-up bonus: The HSBC Cash Rewards Mastercard credit card offers 3% cash back on up to $10,000 in purchases during the first 12 months after opening an account. The Capital One Quicksilver Cash Rewards Credit Card lets you earn a $200 cash bonus when you spend $500 on purchases within 3 months from account opening.

Benefits: HSBC Cash Rewards Mastercard credit card holders receive a rental car collision damage waiver, cellphone protection and identity theft protection. Benefits of the Capital One Quicksilver Cash Rewards Credit Card include extended warranty coverage, concierge service, travel upgrades and savings, emergency card replacement and shopping discounts.

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