Citi Rewards+ Card holder benefits include:

Making purchases at gas stations and supermarkets is the best way to maximize your rewards with the Citi Rewards+ Card, where you’ll earn two points per dollar on up to $6,000 in purchases each year and then one point per dollar after that. All other purchases earn one point per dollar. Every purchase automatically rounds up to the nearest 10 points, so a $6 supermarket purchase will earn 20 points. You should plan to spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com to earn the card’s 15,000-point sign-up bonus.

Annual fee: Neither card has an annual fee.

Rewards: With the Citi Rewards+ Card, you’ll earn two points per dollar on up to $6,000 in gas station and supermarket purchases each year and then one point per dollar after that. All other purchases earn one point per dollar. Every purchase gets automatically rounded up to the nearest 10 points, and cardholders will receive 10% of redeemed points back on up to 100,000 points per year. Capital One SavorOne Cash Rewards Credit Card holders earn 3% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases.

Sign-up bonus: The Citi Rewards+ Card offers a 15,000-point sign-up bonus when you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com. You’ll earn a $200 cash bonus with the Capital One SavorOne Cash Rewards Credit Card after spending $500 on purchases within 3 months from account opening.

Benefits: Citi Rewards+ Card benefits include exclusive access to event ticket sales with Citi Private Pass and concierge service. Capital One SavorOne Cash Rewards Credit Card benefits include 24-hour travel assistance services, extended warranty protection, price protection, travel accident insurance and an auto rental collision damage waiver.

Annual fee: Neither card charges an annual fee.

Rewards: With the Citi Rewards+ Card, you’ll earn double points on up to $6,000 in gas station and supermarket purchases annually and then one point per dollar after that. You’ll also earn one point per dollar on all other purchases. Every purchase made on the card is rounded up to the nearest 10 points, and you’ll receive 10% of redeemed points back on up to 100,000 points per year. Chase Freedom Flex cardholders can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase, 3% cash back on dining at restaurants and drugstores and 1% cash back on all other purchases.

Sign-up bonus: You’ll earn a 15,000-point sign-up bonus with the Citi Rewards+ Card when you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com. With Chase Freedom Flex, you’ll earn a $200 sign-up bonus after spending $500 on purchases in your first 3 months from account opening.

Benefits: Citi Rewards+ Card benefits include exclusive access to event ticket sales with Citi Private Pass and concierge service. Chase Freedom Flex cardholders get zero liability protection, purchase protection, extended warranty protection and more.