The Choice Privileges Visa Signature Card offers Visa Signature benefits including:

When you stay with Choice Hotels, you can earn up to 15 points per dollar. Choice Hotels gift card purchases and Choice Privileges points purchases earn five points per dollar, and all other purchases earn two points per dollar. If you spend at least $1,000 in purchases in the first 90 days, you will earn 32,000 bonus points.

Annual fee: Neither card has an annual fee.

Rewards: With the Choice Privileges Visa Signature Card, you’ll earn two points per dollar spent on all purchases, and cardholders who are Choice Privileges members earn up to 15 points per dollar spent at eligible Choice Privileges locations. The card earns five points per dollar on Choice Hotels gift card purchases and Choice Privileges points purchases, and it offers two points per dollar spent on all other purchases. You’ll earn a 10% points bonus on stays at all Choice Hotels. The Citi Double Cash Card – 18 month BT offer gives you 1% cash back with every purchase, and another 1% when you pay for the purchase.

Sign-up bonus: Choice Privileges Visa Signature Card holders receive a 32,000-point introductory bonus if you make at least $1,000 in purchases in the first 90 days. The Citi Double Cash Card – 18 month BT offer does not offer a sign-up bonus.

Benefits: With the Choice Privileges Visa Signature Card, you will get complimentary Elite Gold status with the Choice Privileges program and zero dollar fraud liability protection. The Citi Double Cash Card – 18 month BT offer offers benefits including exclusive access to entertainment ticket purchases and identity theft support.

Annual fee: Neither card has an annual fee.

Rewards: Choice Privileges Visa Signature Card holders who are Choice Privileges members earn up to 15 points per dollar spent at eligible Choice Privileges locations. The card earns five points per dollar on Choice Hotels gift card purchases and Choice Privileges points purchases, and it offers two points per dollar spent on all other purchases. You will receive a 10% points bonus when you stay with Choice Hotels. The Chase Freedom Flex offers 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase, 3% cash back on dining at restaurants and drugstores and 1% cash back on all other purchases.

Sign-up bonus: With the Choice Privileges Visa Signature Card, you will earn a 32,000-point introductory bonus if you spend at least $1,000 in purchases in the first 90 days. The Chase Freedom Flex offers a $200 sign-up bonus if you make $500 on purchases in your first 3 months from account opening.

Benefits: Choice Privileges Visa Signature Card holders get complimentary Elite Gold status with the Choice Privileges program and zero dollar fraud liability protection. Chase Freedom Flex holders receive consumer protection benefits including zero-liability protection, chip-enabled security, purchase protection and fraud protection.