The Bank of America Business Advantage Cash Rewards credit card gives you access to a wide variety of useful benefits, including:

The Bank of America Business Advantage Cash Rewards credit card offers 3% cash back in a category of your choice, including gas stations, office supply stores, travel, TV, telecommunications and wireless services, computer services or business consulting services. You’ll earn 2% cash back on dining and 1% back on all other eligible purchases. The 3% and 2% cash back earnings are eligible on up to $50,000 in combined choice category and dining purchases each year (then 1%). New cardholders can earn a $300 statement credit sign-up bonus after making $3,000 in net purchases within 90 days of opening an account.

Annual fee: Neither card charges an annual fee.

Rewards: The Bank of America Business Advantage Cash Rewards credit card earns 3% cash back in a category of your choice, including gas stations, office supply stores, travel, TV, telecommunications and wireless services, computer services or business consulting services. You’ll earn 2% cash back on dining and 1% back on all other eligible purchases. The 3% and 2% cash back earnings are eligible on up to $50,000 in combined choice category and dining purchases each year (then 1%). With the Ink Business Cash Credit Card, you earn 5% cash back on the first $25,000 spent at office supply stores and on internet, cable and phone purchases each account anniversary year. The card earns 2% cash back on the first $25,000 in annual purchases at gas stations and restaurants, and one point per dollar for all other purchases.

Sign-up bonus: The Bank of America Business Advantage Cash Rewards credit card gives new cardholders the opportunity to earn a $300 statement credit sign-up bonus by making $3,000 in net purchases within 90 days of opening an account. You can earn a $750 cash back sign-up bonus with the Ink Business Cash Credit Card if you make $7,500 on purchases in the first 3 months from account opening.

Benefits: With the Bank of America Business Advantage Cash Rewards credit card, you have access to numerous benefits, including travel accident insurance, auto rental insurance, emergency ticket replacement, lost luggage assistance and optional extended protection coverage. The Ink Business Cash Credit Card provides cardholders with benefits including purchase protection, extended warranty coverage, an auto rental collision damage waiver, and travel and emergency assistance services.

Annual fee: The Bank of America Business Advantage Cash Rewards credit card an annual fee. The annual fee for the Capital One Spark Cash for Business is $0 intro for first year; $95 after that.

Rewards: The Bank of America Business Advantage Cash Rewards credit card earns 3% cash back in a category of your choice, including gas stations, office supply stores, travel, TV, telecommunications and wireless services, computer services or business consulting services. You’ll earn 2% cash back on dining and 1% back on all other eligible purchases. The 3% and 2% cash back earnings are eligible on up to $50,000 in combined choice category and dining purchases each year (then 1%). With the Capital One Spark Cash for Business, cardholders earn an unlimited 2% cash back on every purchase.

Sign-up bonus: The Bank of America Business Advantage Cash Rewards credit card gives new cardholders the opportunity to earn a $300 statement credit sign-up bonus by making $3,000 in net purchases within 90 days of opening an account. With the Capital One Spark Cash for Business, cardholders earn a $500 cash bonus when you spend $4,500 on purchases within 3 months from account opening.

Benefits: With the Bank of America Business Advantage Cash Rewards credit card, you have access to numerous benefits, including travel accident insurance, auto rental insurance, emergency ticket replacement, lost luggage assistance and optional extended protection coverage. With the Capital One Spark Cash for Business, benefits include auto rental collision damage waiver, travel and emergency assistance, purchase security, extended warranty coverage, travel accident insurance and lost luggage reimbursement.