American Express® Business Gold Card


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American Express Business Gold Card Benefits

As a cardholder of the American Express Business Gold Card, you qualify for benefits, including:

  • Car rental loss and damage insurance
  • Global Assist Hotline access
  • Baggage insurance plan

Maximizing Rewards

You won’t need to worry about maximizing rewards with the American Express Business Gold Card because the card earns four points per dollar in the two categories where your business spent the most each month. Bonus category earnings are limited to the first $150,000 in combined purchases each year. Purchases earn one point per dollar after that. Categories include directly purchased airfare; U.S. advertising in select media; U.S. gas station purchases; U.S. shipping purchases; U.S. restaurant purchases; and directly purchased U.S. computer hardware, software and cloud solutions. All other eligible purchases earn one point per dollar. You’ll earn 70,000 bonus points if you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership

Comparisons to Other Cards

Annual fee: The American Express Business Gold Card carries a $295 annual fee. The annual fee for The Business Platinum Card from American Express is $595 per year.

Rewards: The American Express Business Gold Card offers four points per dollar in the two categories where your business spent the most each billing cycle. This applies to the first $150,000 in combined purchases each year, and after that, the purchases earn one point per dollar. All other eligible purchases earn one point per dollar. With The Business Platinum Card from American Express, cardholders earn five points per dollar on flights and prepaid hotels when you book on the American Express Travel website. You can earn two points per dollar on travel purchases booked on the American Express Travel website. Purchases of $5,000 or more earn 1.5 points per dollar, for up to 1 million additional points per year, and all other purchases earn one point per dollar.

Welcome offer: You’ll earn 70,000 bonus points if you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership You’ll earn 100,000 Membership Rewards® points if you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership

Benefits: American Express Business Gold Card benefits include car rental loss and damage insurance, a Global Assist Hotline and a baggage insurance plan. With The Business Platinum Card from American Express, cardholders receive up to a $200 airline fee credit, a fee credit for Global Entry or TSA Precheck, global lounge access, complimentary Wi-Fi hotspot internet access, and perks at participating hotels and resorts.

Annual fee: With the American Express Business Gold Card, you’ll pay a $295 annual fee. Ink Business Preferred Credit Card holders pay a $95 annual fee.

Rewards: With the American Express Business Gold Card, you can earn four points per dollar in the two categories where your business spent the most each billing cycle. This applies to the first $150,000 in combined purchases each year, and after that, the purchases earn one point per dollar. All other eligible purchases earn one point per dollar. The Ink Business Preferred Credit Card offers three points per dollar spent on qualifying advertising, shipping, travel, internet, cable and phone services, on up to $150,000 in combined purchases each year. All other eligible purchases earn one point per dollar.

Welcome offer: You’ll earn 70,000 bonus points if you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. You’ll earn 100,000 bonus points with the Ink Business Preferred Credit Card if you spend $15,000 on purchases in the first 3 months from account opening.

Benefits: American Express Business Gold Card benefits include car rental loss and damage insurance, a Global Assist Hotline and a baggage insurance plan. The Ink Business Preferred Credit Card offers trip cancellation or interruption insurance, cellphone protection, an auto rental collision damage waiver, extended warranty coverage, and purchase protection.

For rates and fees of the American Express Business Gold Card, please click here.

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